UnitedHealthcare, Optum & UMR Coverage for Addiction Treatment

In network for every level of care, from medical detox to IOP. Check what your plan covers in a few minutes, free and confidential

  • In network from medical detox through IOP
  • Sober living at Ascent while you attend
  • A callback with your benefits, usually within minutes
Check your coverageHIPAA compliant
WHO IS THIS FOR?

Licenses and accreditations

The Joint Commission National Quality ApprovalLegitScript CertifiedThreeBest Rated, Best Business of 2026Verified by Psychology TodayRecovery.com Verified CenterTreatment Professionals in Alumni Services (TPAS)

Measured outcomes46% improvement in overall recovery after 4 weeks of treatment, compared with a 37% national average (TRAC9, 2025). See all five outcome measures.

RANKED BY NEWSWEEK · FIVE YEARS RUNNINGTop 10 in Colorado on America's Best Addiction Treatment Centers, every year since 2022
  1. 2022#6in Colorado
  2. 2023#5in Colorado
  3. 2024#7in Colorado
  4. 2025#6in Colorado
  5. 2026#2Residential

Does UnitedHealthcare cover alcohol rehab here?

UnitedHealthcare, Optum and UMR are in network for every level of care we offer, from medical detox and residential in Morrison to PHP and IOP in Lakewood. Exact benefits depend on your plan and approval. Looking for rehabs that take UnitedHealthcare, or rehabs covered by UnitedHealthcare near Denver? Red Rock is one of them; admissions confirms your exact benefits.

  1. Medical detoxMorrisonIn networkAbout medical detox
  2. ResidentialMorrisonIn networkAbout residential
  3. PHPLakewoodIn networkAbout PHP
  4. IOPLakewoodIn networkAbout IOP

In network means your plan has agreed rates with us. Exact benefits depend on your plan and, for some levels of care, approval in advance.

Where your plan takes you

Both programs run at our Lakewood center. Many people live at Ascent sober living while they attend.

Need detox or residential first? Some plans have out-of-network benefits, and sometimes a one-time exception is possible. Many people complete detox elsewhere, then step down to our PHP. Admissions can talk you through it; see how to start admissions.

What admissions checks for you

Send your details with the form above or call. Admissions contacts your plan and usually has answers in about 30 minutes.

Your deductibleHow much of it you've met this year, and what's left before your plan shares costs.
Your out-of-pocket maxThe most you'd pay this plan year, so you know the ceiling before you start.
AuthorizationWhether UnitedHealthcare needs to approve your care first. If so, admissions handles it.

Three terms that shape your cost

Admissions explains your exact numbers before you start. Read more about cost and payment.

DEDUCTIBLEWhat you pay firstThe amount you pay each year before your plan starts sharing costs.
COINSURANCEYour share after thatA percentage of each covered service you pay once the deductible is met.
OUT-OF-POCKET MAXThe most you'll payOnce you reach it, your plan pays for covered care in full for the rest of the plan year.

Other plans we accept

See every plan in one place on insurance we accept.

Check your coverageHIPAA compliant
WHO IS THIS FOR?
INSURANCE PARTNERS
Anthem Blue Cross Blue ShieldCignaAetnaUnitedHealthcareOptumTRICARECarelonRocky Mountain Health PlansMultiPlanFirst HealthZelis

Insurance we accept

In network with these plans. Admissions confirms your benefits before you come in.

In network for every level of careFrom medical detox to IOP, depending on your plan.
Admissions confirms your coverage and costs before you start.
Check your coverageHIPAA compliant
WHO IS THIS FOR?
INSURANCE PARTNERS
Anthem Blue Cross Blue ShieldCignaAetnaUnitedHealthcareOptumTRICARECarelonRocky Mountain Health PlansMultiPlanFirst HealthZelis

PHP and IOP at our Lakewood center

All locations
Outpatient & sober livingAbout 15 min from downtown Denver

8805 W 14th Ave #200
Lakewood, CO 80215

PHP, IOP and Ascent sober living, at our Lakewood center.

Questions about your coverage

Is Red Rock in network with UnitedHealthcare, Optum or UMR?

Yes, for every level of care: medical detox, residential, PHP and IOP. What's covered depends on your plan, so the quickest way to know is to verify your insurance.

Can I use United for detox or residential here?

Yes. Medical detox and residential treatment at our Morrison campus are in network, subject to your benefits and prior authorization. Admissions handles that for you; see how to start admissions.

Does my plan cover PHP with sober housing?

Your PHP or IOP can be covered by your plan. The housing itself usually isn't covered, so living at Ascent is paid separately. Read about Ascent sober living.

Is UMR the same as UnitedHealthcare?

UMR is part of UnitedHealthcare and administers many employers' health plans, and Optum manages behavioral health for many UnitedHealthcare members. All three share the same contract here: in network for every level of care. See all the plans we accept.

How much will I pay?

It depends on your plan's deductible, coinsurance and out-of-pocket maximum, and on the level of care you need. After you verify, admissions gives you an estimate before you start, so there are no surprises. Read about cost and payment.

Do I need prior authorization for PHP or IOP?

Often, yes. You don't have to arrange it yourself: admissions handles authorization with your plan as part of getting you started. Read about our intensive outpatient program.

Can I keep working in IOP?

Many people do. IOP runs a few hours a day, a few days a week, and a virtual option is available, so it can fit around work. Read about work, FMLA and leave.

Do you take UnitedHealthcare Medicare plans?

No. We can't bill Medicare or Medicare Advantage plans, including UnitedHealthcare's. People with Medicare are usually best served by hospital-contracted programs, and admissions can suggest where to start. See the insurance we accept. Wondering how long it all takes? Read how long rehab lasts at each level of care.

Learn more on our blog

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