Insurance We Accept
Check your coverage in a few minutes. It's free and confidential
- In network with Anthem, Cigna, Aetna, UnitedHealthcare and TRICARE
- Coverage from medical detox through IOP
- A callback with your benefits, usually within minutes
Admissions will call you to go over your coverage, usually within minutes during admissions hours. If it's urgent, call (720) 807-9847.
Licenses and accreditations
Measured outcomes46% improvement in overall recovery after 4 weeks of treatment, compared with a 37% national average (TRAC9, 2025). See all five outcome measures.
Rehab that takes your insurance
Red Rock Recovery Center is an in-network provider with these plans. Pick yours to see what it covers here.
What each plan covers here
Coverage follows the level of care you need. Exact benefits depend on your plan, so verify to be sure.
| Plan | Medical detox | Residential | PHP | IOP |
|---|---|---|---|---|
| Anthem, Cigna, Aetna, UnitedHealthcare, Optum, UMR |
Medicare, Medicaid and other plans
Knowing this before you call saves you time. Whatever your coverage, admissions will help you find a place to start.
We don't accept Medicare, Medicare Advantage or VA coverage. People with Medicare are usually best served by hospital-contracted programs, and admissions can suggest where to start.
Medicaid can cover our medical detox and outpatient care, PHP and IOP, but not residential treatment. Admissions can point you to residential programs that accept Medicaid.
Many out-of-state Blue Cross Blue Shield plans work here. Other PPOs may have out-of-network benefits, and sometimes a one-time exception is possible. HMOs like Kaiser are usually out of network. Coming from another state? Read about out-of-state clients.
What happens next
- Send your detailsThe form takes a few minutes. Your information is private and used only to check benefits.
- We call you backUsually within minutes during admissions hours: 8am–9pm weekdays, 9am–9pm weekends.
- Your benefits, explainedWhat your plan covers, what you're likely to pay and the next steps, usually within about 30 minutes.
Ready to start? See how admissions works.
Three terms that shape what you pay
Admissions explains your exact numbers on the call. Read more about cost and payment.
Addiction treatment is an essential health benefit
Under the Affordable Care Act, every plan on the Health Insurance Marketplace must cover drug and alcohol treatment, and can't charge more for a pre-existing substance use disorder. You can apply for coverage at any point in recovery. Many plans bought outside the marketplace follow the same rules.
The Mental Health Parity and Addiction Equity Act means plans must cover addiction and mental health care on the same terms as physical health care. It applies to:
- Employer plans at companies with 50 or more employees
- Plans bought through the ACA marketplace
- The Children's Health Insurance Program (CHIP)
- Most Medicaid programs
Six questions to ask your insurance provider
Plans can be complex. Our team helps you understand yours, and your insurer or HR representative can clarify the details.
- Does my plan cover detox, rehab and aftercare?Most plans cover assessment and detox; residential coverage varies more. Ask what's covered at each level.
- Does it cover every type of addiction?Coverage is usually the same whatever the substance, but it's worth confirming.
- Are prescription medications covered?Medications for withdrawal and relapse prevention may be prescribed. Ask what's covered and at what cost.
- How much will my copay be?Copays vary by service. We can walk you through the likely path so you know what to ask.
- What is my deductible?What you pay before coverage starts. Knowing it up front means fewer surprises.
- How long a program will my plan cover?Treatment can run from a few weeks to several months. Ask how much of that your plan covers.
Admissions will call you to go over your coverage, usually within minutes during admissions hours. If it's urgent, call (720) 807-9847.
Insurance we accept
In network with these plans. Admissions confirms your benefits before you come in.
Admissions will call you to go over your coverage, usually within minutes during admissions hours. If it's urgent, call (720) 807-9847.
What clients and families say
I spent 33 days at base camp And was able to detox And learn about my disease and the skills I need to keep moving forward. I am currently In my 2nd month at IOP in Lakewood I love the meetings and the community It has been so helpful and I would recommend it to anybody
I've struggled a few times through the last couple years. Red Rock has been consistent and caring with my recovery. I 100% recommend anyone struggling for the care and focus they provide. Plus the after-program care is top notch
If your loved one is facing addiction, this is the place to be. The entire staff is professional and caring. My son is now in a Red Rocks sober living facility and has been drug and alcohol free for almost three weeks. He is excited about being apart of this program and is embracing his sobriety.
Bre my case worker was amazing in finding me help after treatment . The whole staff was caring and understanding during a hard time . So thankful for all them ! !
This was my first time getting help for my addictions. I learned a lot from group sessions and really appreciated the schedule and staff. I’ve taken a lot of things I’ve learned from base camp with me after. I would 100% recommend Red Rocks to anyone struggling with addiction.
I decided that I couldn’t handle my addiction on my own and contacted Red Rock Recovery Center. They changed my life. From day one, I realized I was in a place where I was genuinely being cared for, by both the staff and the other people in my group. They offer peer support groups and endless sober meetups after you graduate. You’re never left alone. You’re provided with every resource imaginable and are supported for the rest of your life. I’m beyond thankful for RRRC, for their care and for their never ending support. You’re not alone out there. Promise. There is a community out there committed to your wellbeing.
Red Rock has a solid foundation w people who actually care about others at the core of it. I’m extremely grateful to the staff and community of this place and I will always talk highly about the program and most of the therapists. 10/10 would recommend
Absolutely life changing. My kids will never have to live with a drunk mommy and I feel so in control of my own life decisions now that I’m sober. I’m so grateful that I get to live a sober life for and with my children
Questions about insurance
Do you take my insurance?
We're in network with Anthem Blue Cross Blue Shield, Cigna, Aetna, UnitedHealthcare, Optum, UMR and TRICARE, for every level of care. Coverage depends on your plan and level of care, so the quickest way to know is to verify your insurance with the form on this page.
Does UnitedHealthcare or Optum cover detox or residential here?
Yes. UnitedHealthcare, Optum and UMR are in network for every level of care, from medical detox and residential in Morrison to PHP and IOP in Lakewood, depending on your plan. Read about UnitedHealthcare, Optum and UMR coverage.
Do you take Medicaid?
Health First Colorado (Medicaid) can cover our medical detox and our outpatient programs, PHP and IOP, but not residential treatment. If you need residential care, admissions can point you to programs that accept Medicaid for it. Read about medical detox on our Morrison campus.
Do you take Medicare or Medicare Advantage?
No, we can't bill Medicare or Medicare Advantage plans. People with Medicare are usually best served by hospital-contracted programs, and admissions can suggest where to start when you call. You can talk to admissions any day of the week.
Do you take TRICARE or VA?
We're in network with TRICARE, and admissions confirms what your plan covers before you come in. We don't accept VA coverage; admissions can talk through other options, including TRICARE or commercial insurance through an employer. You can start admissions by phone, any day of the week.
I have Blue Cross from another state. Will it work?
Often, yes. Many out-of-state Blue Cross Blue Shield plans can be used here and are checked through Anthem, Colorado's Blue Cross plan. Benefits vary, so verify your plan to be sure. Read about Anthem Blue Cross Blue Shield coverage.
What if my plan is out of network?
Some plans, like Kaiser HMO plans, are out of network with us. Others include out-of-network benefits, and in some cases admissions can ask your insurer for a one-time exception. Self-pay is also an option. Admissions checks what's possible for you; read about cost and payment.
Is verifying my insurance free and confidential?
Yes. Verifying is free, doesn't commit you to anything, and your information is used only to check your benefits. Your treatment records are protected by federal privacy law. After you verify, admissions explains your coverage and the next steps. See how admissions works.
How long does verification take?
During admissions hours, 8am to 9pm on weekdays and 9am to 9pm on weekends, we usually call you back within minutes and can confirm your benefits and likely costs in about 30 minutes. Outside those hours, we call you back as soon as the team is in. See how to start admissions.
Do I need prior authorization?
Many plans require approval before treatment starts, especially for detox and residential care. You don't have to do it yourself: admissions handles prior authorization with your insurer as part of getting you admitted. Compare our levels of care and which ones your plan covers.
What if I don't have insurance?
You can still get treatment. Self-pay is an option, and admissions explains current rates and payment options on the call, so you know the cost before you commit. Read about cost and payment at Red Rock.
Will my employer see that I used insurance for rehab?
Your treatment records are protected by federal privacy law, and employers don't receive details of your treatment through your health plan. If you use FMLA or leave, the paperwork shares only what's required. Read about work, FMLA and leave.
Do you work with MultiPlan, First Health, Zelis, Carelon or ComPsych?
Yes. Many plans run through networks and administrators such as MultiPlan, First Health, Zelis, Carelon Behavioral Health (formerly Beacon) and ComPsych, and we work with them. Coverage depends on your specific plan, so admissions verifies your benefits before you start. Wondering how long it all takes? Read how long rehab lasts at each level of care.
